FCAA is Saskatchewan’s financial and consumer marketplace regulator.
Below you will find a list of insurance companies, or plans, operating in Saskatchewan that the Superintendent of Insurance does not regulate:
Group Medical Services (GMS), Medical Services Incorporated (MSI), and Saskatchewan Blue Cross® are not licensed as insurance companies under The Saskatchewan Insurance Act and the Superintendent of Insurance has no authority to investigate inquiries or complaints against them.
If you have a concern related to GMS:
7th Floor -2055 Albert Street
PO Box 1949
Regina, SK S4P 0E3
If you have a concern related to MSI or Saskatchewan Blue Cross®:
A self-funded plan, also known as a self-insured plan, is a form of group insurance where regular employer and employee contributions cover the costs of claims. A self-funded plan may hire an insurance company or a third-party administrator to coordinate providers and handle claims and paperwork. In the case of a self-funded plan, the employer, not the insurance company, assumes the financial risk and is financially responsible for paying claims made by insured group members.
The Saskatchewan Government Employees Union (SGEU) and 3sHealth have self-funded plans in which the insurance companies are hired to administer the health benefit plan and settle claims, but do not guarantee payments, because the plan is uninsured.
If your concern pertains to either SGEU or 3sHealth:
To find out if your plan is self-funded, please contact your plan administrator directly.