Seniors

Budgeting, managing debt and speaking with a financial professional about your investments will ensure that your finances are in order and help you live worry-free while living in retirement.

You can also keep your money and your financial identity safe by being aware of the risks and taking steps to protect yourself.

• Financial Consumer Agency of Canada (FCAC) Budget Planner

• Senior Financial Abuse: Make sure to understand the red flags of exploitation and fraud and learn ways to protect yourself and your loved ones.

• Saving Money: How to meet your financial goals, how to save even more, and investing your savings.

• Budget Calculator: Use this calculator to find out if you can put more of your money toward financial goals -- like saving for retirement or paying down your debt!

• Avoid financial trouble with budgeting.

• Choosing a Bank Account Tool: Which chequing and savings account is right for you?

• About Budgeting: Everything you ever wanted to know about budgeting.

• Planning for Retirement: Learn about how much you need to save, ways to save for retirement, and take the retirement lifestyle quiz.

• How long will your money last: Consider these questions when creating a retirement plan.

• Living Your Retirement: Learn about ways to manage your income in retirement so that your savings last.

• Debt Management Infographic: How to tackle your debt

• Mortgage Tools: Use these tools to find out what kind of mortgage you can afford and options for making manageable payments.

• Credit Card Payment Calculator: Compares three different payment options for paying off your credit card balance.

• Investing Basics: Learn about the fundamentals of investing with easy to follow explanations, worksheets, checklists, and more.

• Investor Tools and Information: The basics of investing, working with an adviser, understanding your investments, and avoiding fraud.

• Investment Tolerance Quiz: This quiz will give you an idea of how much risk you are really willing to take with your money. A key piece of information you need before investing!

• Member Investment Tips: Contribute to a defined contribution pension plan? Tips to help you meet your retirement goals.

• Canadian Anti-Fraud Centre: Helps you to recognize it, report it, and stop it.

• Canadian Consumer Handbook: Information to help you protect your identity and your money from scams and fraud.

• Identity Theft Risk Assessment Quiz: Find out whether you are at risk of becoming an identity theft victim.

• Personal Finance: While some of the information found on the Rutgers University - Personal Finance educational page is specific to the United States, many of the key concepts of personal finance are similar to those in Canada.

• Financial Consumer Agency of Canada – tools to help make informed financial decisions.

• CAPSA Defined Contribution Pension Plan Retirement Guide - a guide to help understand and use your defined contribution pension plan.