Adults

Brushing up on the basics of money management, improving your financial habits, and knowing your rights and responsibilities when using financial products and services helps you to be a savvier and more confident financial consumer.

Click on the headings below to jump to a topic:

• General Financial Literacy Information
• Budgeting
• Scam and Fraud Awareness
• Retirement
• Banking and Credit
• Debt and Loans

General Financial Literacy Information 

Get Smarter about Money: Everything you ever wanted to know. Improve your financial knowledge with resources from the Ontario Securities Commission.

Managing you Money: Budgeting, banking, money transfers, insurance and planning your finances at different life stages.

Personal Finance: While some of the information found on the Rutgers University - Personal Finance educational page is specific to the United States, many of the key concepts of personal finance are similar to those in Canada.

Financial Literacy Information for Newcomers to Canada: Finanacial information tips to help newcomers to Saskatchewan. 

Budgeting

Budgeting: Tips for how budgeting can help you avoid financial trouble.

Financial Consumer Agency of Canada (FCAC) Budget Planner: The Budget Planner helps you create a customized budget in 3 simple steps.

Financial Tools and Calculators: Tools to help you choose a bank account and credit card, including budget and mortgage calculators.

Scam and Fraud Awareness

BBB Scam Tracker Risk Report: Information to shed light on how scams are being perpetrated, who is being targeted, which scams have the greatest impact, and much more. 

Canadian Anti-Fraud Centre: Helps you to recognize it, report it, and stop it.

Identity Theft Risk Assessment Quiz: Find out whether you are at risk of becoming an identity theft victim.

Retirement

Member Investment Tips: Do you contribute to a defined contribution pension plan? Tips to help you meet your retirement goals.

CAPSA Defined Contribution Pension Plan Retirement Guide: A guide to help understand and use your defined contribution pension plan.

Banking and Credit

The Risks of Screen Scraping: Screen Scraping is a practice that could potentially cause you to be liable for losses if your bank account is hacked. 

Choosing a Bank Account Tool: Which chequing and savings account is right for you?

Credit Card Payment Calculator: Compares three different payment options for paying off your credit card balance.

Debt and Loans

Is a variable rate mortgage or loan right for you?: Helpful information on variable rate mortgages and loans.

Understanding your loan amortization period: Helpful information about loan amortization periods. 

How to tackle your debt: A helpful infographic on how to tackle you debt. 

Mortgage Tools: Use these tools to find out what kind of mortgage you can afford and options for making manageable payments.
 

Visit the Financial Literacy for Senios page for more information, tips and resources for seniors.