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Financial and Consumer Affairs Authority of Saskatchewan

FCAA is Saskatchewan’s financial and consumer marketplace regulator.

Registration and Licensing System

  • Registration and Licensing System 

    The requirements to carry on business in Saskatchewan as a licensed insurer are outlined in The Insurance Act (the “Act”) and The Insurance Regulations (the “Regulations”).

    For information about licensing select from the options below:




    Apply for a licence

    If you are seeking to become a licensed insurer, you must:


    Filing and Reporting Requirements

    Annual Filings for the year ending 2019:
    Please note that Annual Filings for the year ending 2019 are to be made outside of the Registration and Licenesing System (RLS). Information regarding these filings can be found on the Filing Requirements for the year ending 2019 webpage. The $200 filing fee required pursuant to The Saskatchewan Insurance Act is due along with this filing. 

    Future Annual Returns,  Annual Fees, and other reporting: 
    The Insurance Act requires each insurer licensed in Saskatchewan to file an annual return  with the Superintendent of Insurance.  Some provincial insurers are also required to file additional reports during the year. 

    Annual Returns:
    The first annual return required pursuant to sections 2-33 and 2-34 of The Insurance Act is due within 60 days (105 for reinsurers) after the end of the financial year to which it relates. These submissions will be made using RLS.  More information about these returns is available in the RLS User Guide – Licensed insurers.  

    As part of the annual return, reciprocal insurance exchanges must set out the particulars of the reserve fund and guarantee fund maintained by the reciprocal insurance exchange.  For assistance please refer to the Reserve Fund Calculation Worksheet

    Annual Fee:
    The Insurance Act requires that an annual fee be paid each year that covers both the previous licensing fee and the annual return filing fee. This new annual fee is due on April 1 each year, with the first payment due April 1, 2020.

    Insurers that have renewed their licence within the previous 5 years will be charged an annual $200 transition fee for the equivalent time that would have been remaining under their previous 5 year licence. New insurers, and those insurers that renew on January 1, 2020 or later will be subject to the full yearly fee as set out in The Insurance Regulations. 
    Other Reporting (Certain Provincial Insurers:
    In addition to the annual return, those provincial insurers who are required to report quarterly will be able to file this information through RLS. 


    Accessing the Registration and Licensing System (RLS)

    Launch RLS to do the following:

    • File an application to become a licensed insurer;
    • File annual returns;
    • File information updates; and
    • File surrender or amalgamation information.

    The following documents provide guidance and instruction on how to use RLS and make the above submissions:


    Correspondence and notification emails from RLS is sent from either or Please ensure that both of these emails addresses are added to your “safe sender list”. If you are expecting an email correspondence or notification from RLS but did not receive it in a reasonable timeframe (i.e., up to 24 hours), please contact us. All licensees and registrants are reminded that it is their obligation to ensure that all required filings are received by FCAA by the deadlines required under the legislation. 

    Insurance and Real Estate Division

    Suite 601, 1919 Saskatchewan Drive

    Regina, Saskatchewan S4P 4H2

    Tel: (306)787-6700

    Fax: (306)787-9006


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