Registration and Licensing System

Registration and Licensing System 

The requirements to carry on business in Saskatchewan as a licensed insurer are outlined in The Insurance Act (the “Act”) and The Insurance Regulations (the “Regulations”).

For information about licensing select from the options below:




Apply for a licence

If you are seeking to become a licensed insurer, you must:


Filing and Reporting Requirements

Annual Returns, Annual Fees, and Other Reporting
The Insurance Act requires each insurer licensed in Saskatchewan to file an annual return with the Superintendent of Insurance.  Some provincial insurers are also required to file additional reports during the year.

Annual Returns:
The annual return required pursuant to sections 2-33 and 2-34 of The Insurance Act is due within 60 days (105 days for reinsurers) after the end of the financial year to which it relates. These submissions are required to be made through the Registration and Licensing System (RLS). More information about these submissions is available in the RLS User Guide – Licensed Insurers.

Filing Requirements:
All insurers licensed in Saskatchewan are required to file annual returns with the Superintendent. More information about the returns can be found in the following links:

     Annual Return - OSFI Insurers 

     Annual Return - Provincial Insurers 

     Annual Return - Extra Provincial Insurers

As part of the annual return, reciprocal insurance exchanges must set out the particulars of the reserve fund and guarantee fund maintained by the reciprocal insurance exchange. For assistance please refer to the Reserve fund calculation worksheet.

Annual Fees:
The Insurance Act requires that an annual fee be paid each year. This annual fee is due on April 1 each year.

Insurers that have renewed their licence within the 4-year period prior to April 1, 2022 are charged a $200 transition fee. All other insurers are charged the full annual fee as set out in The Insurance Regulations.

Other Reporting (Certain Provincial Insurers):
In addition to the annual return, those provincial insurers who are required to report quarterly will be able to file this information through RLS.


Accessing the Registration and Licensing System (RLS)

Launch RLS to do the following:

  • File an application to become a licensed insurer;
  • File annual returns;
  • File information updates; and
  • File surrender or amalgamation information.

The following documents provide guidance and instruction on how to use RLS and make the above submissions:


Correspondence and notification emails from RLS is sent from either or Please ensure that both of these emails addresses are added to your “safe sender list”. If you are expecting an email correspondence or notification from RLS but did not receive it in a reasonable timeframe (i.e., up to 24 hours), please contact us. All licensees and registrants are reminded that it is their obligation to ensure that all required filings are received by FCAA by the deadlines required under the legislation. 

Insurance and Real Estate Division

Suite 601, 1919 Saskatchewan Drive

Regina, Saskatchewan S4P 4H2

Tel: (306)787-6700

Fax: (306)787-9006


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